Welcome to the Podcast where we talk all things Money, Sex & Politics as they pertain to women thought leaders, industry disruptors, and business activists.
In this episode, we are talking MONEY and financial inclusion.
Don’t worry, we promise to keep it light and bright, f-bombs delightfully placed 🙂
Seriously, it’s mostly comedy & errors with suggestions on how we can maybe, probably do better & asking leaders if they agree!
YOUR HOST OF MONEY. SEX. POLITICS PODCAST
Join host Rose Kaz, serial boat burner, humanist & social entrepreneur as she digs into conversations with a variety of female-forward visionaries who actualize their big visions into real-life actions.
These leaders push forward to a world where women are equal to men, underrepresented skin tones find safety, and folks who identify as theys and thems are valued.
“My background is in financial management. I worked in the investment management industry for close to a decade. I also studied finance in undergrad. I thought that my whole career trajectory was going to be in investment management. I went back to school, I did my first graduate degree at the Parsons School of Design where I teach now. There, I learned about business design. Really, it’s just using design to solve challenges for businesses. Creating solutions within a set of constraints. That’s all that it is. I use those design principles in order to create solutions for people and for the planet. My mission, going from the investment management world into what I do now, at Forbes Ignite, is specifically to create financial inclusion.” – Nicole Cacal
OUR GUEST ON FINANCIAL INCLUSION
Nicole Cacal is our first guest discussing MONEY, and what it means to her. Her consultancy, Forbes Ignite, convenes conversations with business and nonprofit executives around hard-to-tackle issues.
She is an amazing Ladyboss whose mission is to help with financial inclusion. You can find Nicole on her website www.nicolecacal.com and on Instagram @nicoleccacal.
I started my first business under my bunk bed selling Bubblicious Gum to the neighborhood kids. I did!! Once I realized I could buy 5 packs of the same gum for $1.59 instead of 1 packet for .59 cents, I was like, ‘Girl, we gotta boss up!’ I picked up a couple chores from my family members and stashed some cash away to purchase my inventory.
When my Mom found my safe box with a pile of dollar bills, ordered and stacked along with enough gum to blow a bubble to outer space and back, she had questions.
I promptly told her it was, ‘My business!’
To which she said, ‘No! Your business IS MY BUSINESS!’ and in gleeful ignorance I replied:
‘Yes! It is my business and it’s so fun!’ As I pulled out the raffle tickets I was planning to sell at the annual block party to pawn off my kid sister’s bike she didn’t like and that was too big for me. Naturally.
You may be thinking, ‘Wow, such a stellar free market capitalist!’
Little 6 year old Rose started to scale her neighborhood chewing gum racket and by the next summer, we had established our operational headquarters in my grandma’s backyard hedgery.
As swiftly as I could, I got my work permit at age 14 and following a handful of odd jobs at pizza joints, cafes and a few moonlighting occasions as gal Friday, I quickly leaned into one of my inherent skills: being market savvy & community oriented.
I learned quickly that doing business is relationship building!
And a lemonade stand always brightens up the neighborhood, even if it is a sales funnel to my larger network of My Little Ponies and last season’s Barbies from my sister’s discarded toy chest.
And a handful of decades later, I proudly call myself a serial boat burner, a conceptual visionary and a social entrepreneur. The responsibility of upgrading social systems that have long been outgrown falls into the laps of innovators in all fields, not just business.
And it’s my hypothesis that given the chance, women in roles of leadership in all industries can activate innovation at lightning speed.
And before I jump into my current trajectory for inspiration as we launch another LBI channel this October 2022 supporting my creative concept du jur, I need to give credit where credit is due.
You see, I am a matriarchal baby. I am the daughter of a single mother who made her way through fashion design school in the 1990’s with two small children. She is the daughter of a woman who gladly wore shoulder pads to hustle up the corporate ladder in the 1980’s, thanks, Reaganomics!!
And all of us existed only because of her mother, a German immigrant to the US, a mother to 2 sets of children, 4 of whom perished in the Spanish Flu and 4 of whom she brought into life in the New World shortly after she immigrated, as a window.
I am the result of their labors, triumphs and human struggles.
A scrappy, gregariously fabulous friend raiser, I naturally rally groups to unite around collective missions. And into my more recent years of entrepreneurialism, I’ve been integrating both the bootstrapping nature of invention and the luxurious possibilities of big visions that can and will change the world.
When I had the opportunity to pause my women owned & operated production company during covid and adjust course, it seemed like a ‘now or never window’ to lean into better ways of doing business by looking closely at my inherent skills once again & asking other women forward leaders I respect for their insights & wisdoms.
In 2017, I began polling the audience of women I’d built community with in conversations around money, sex & politics with thought leaders, industry disruptors and business activitsts.
During covid closures, I took these conversations online and now we are a year into the build of our own LBI network and supporting app, The LBI Backstage Pass.
The LBI Backstage Pass is a digital platform that provides business and social connections through event programming & content networking in our Ladyboss Lounges, accessed globally on our app and locally in pop up events as we connect social media into the organizing and mobilizing lanes of unity for an equal world.
We generate access to additional civic resources in our Ladyboss Library , host conversations around money, sex & politics in a curated & inspired way where thought leaders, industry disruptors and business activists unite to support, elevate & collaborate through our e commerce lane, The LBI Mall.
This digital access point is part of a larger network build to support systematic upgrades towards equality led by women forward leaders. LBI houses a new way to do social media and thereby, business through our app, podcast and into a multi channel ecosystem.
We’ve been talking about women in roles of leadership for a long time and that can be its own inspiration ! Though sometimes it can feel that the progress we make gets pulled back in time when political power shifts hands and womens’ experiences aren’t as valued as mens’.
In the last few years, such movements as the Great Resignation, #BLM and #metoo, make the stage perfectly set for systemic change, upgrades of how we have access to and redistribute power.
So then, how can we, all with our own origin stories of specific human experience that form our empathy, our capacity to care and our ability to adapt, be inspired to connect beyond the current conditions in which we find ourselves??
What about this for a cup of visionary inspiration: Can we bring all the women thought leaders, industry disruptors and business activists together, into one digital space where we can unite around a collective mission to collaborate, elevate and inspire with each other and use social media as a generative tool instead of the extractive machine it currently is??
Can this online HUB serve as a collective pool of inspiration for those who have historically been left out of both leadership roles and help us to effectively use our voice to advocate for access to many of the resources we need to gain progress on our own dreams and super powers?
If we can do that, can we then also begin to mobilize and organize the many eager for this groundswell of women forward leadership to cross connect our networks for greater strides towards equality of opportunity for all genders??
MY INSPIRED ANSWER IS A HOWLING HELL YES WE CAN!
I’m eager to know your answers and would love to read the comments below!!
And if you are so inspired to comment within the community of Bosses here leading the way and connecting Backstage, click here to come Backstage!!
I was driving home from a road trip and it hit me: integration is the newinclusion. And the first thing I thought was, “Sarah Poet, who do you think you are to say that anything is the new inclusion?”
I’ve been thinking about this concept and others lately and they all seem to have a common theme – question the constructs within which I assume anything to be true. Question everything.
We see this thing we think is reality, but it’s not reality. It’s actually all based on our assumptions of it, the frameworks that have existed since before we arrived. For example, we have frameworks of patriarchy and colonialism still at play in our current world. Those are not my favorite frameworks, and so I don’t like to assume that they are true just because we can see evidence of them. I want to dream of new frameworks, and then create them.
As humans, we put a lot of energy into fighting the frameworks, or trying to deconstruct them. Or, some of the time, we just operate within these constructs without questioning them at all. As someone who speaks about masculine and feminine archetypes in my work, one of the most common frameworks that I want to encourage us to question is the one that said men have power. Well, why does this have to be true? Why was this true? And most importantly, how do I (or we) act or behave when we assume that it is true?
It’s just a framework for reality that we default to participating in, and then we try to rise up and fight against it, but it doesn’t even have to be true and we can choose to question it and therefore collapse what is false about it. Men are not inherently more powerful than women, and so I don’t have to react in a way where I fight for my power. I am inherently powerful – not because I’ve taken my power back or fought against a system. But just because I am.
Let us also note that this framework of “someone has power and someone doesn’t” was built within a paradigm of separation.
If things are separate and not united, then one group or gender can have power and another can’t. But what if we choose to believe in unity instead of separation? What if we stop participating in separation?
Let’s look at more examples of how humans behave when we believe in the construct of separation. I’d say entire feminist movements have been built on the concept that one group has power and another doesn’t, and so feminists have been fighting for power within that framework. You might say, “Of course women have to fight for power!” And I would say, “No, we don’t.”
We simply have to be powerful. I do not define my power because I’ve had to “take it back” or fight men for my power. I spent a lot of time doing that, and it’s actually exhausting. Rather, I want to be powerful, and to be sovereign, which requires integration of my personal and inherent power, not my inclusion into an external system of differentiated power. Who I am does not require external permission, which I feel like inclusion is inherently seeking.
If I focus on the external framework accepting me, then I will have to fight for my right to be included. I don’t choose to do that. I choose to integrate all parts of Self and to show up whole. Nothing defines whether or not I can be included, except my own level of personal integration.
It’s like I said in my TEDx, if “equity” of women means that I have to participate in a rat-race built in patriarchal masculinity (different from conscious masculinity), then I don’t want it. I played that game as a woman leader, climbing ladders and putting on a false sense of being able to handle anything. I fought against misogyny and wanted to be included for a time. Until I didn’t, because who made those rules?
More and more lately we see women leaving the workforce in this thing that culture is calling the Great Resignation. I know that the pandemic has burdened women with the lion’s share of responsibilities for family and caretaking, and yet I believe that women are also leaving because they are questioning the framework of the systems that haven’t been working for us for years. Because they are inherently patriarchal, inherently separationist, and women have had to fight within those systems for something we should have never had to fight for.
I would call that thing we should never have had to fight for “integration.”
Let’s look at integration in a personal sense. As a child, I experienced deep trauma and I didn’t realize what had truly happened to me until I was an adult with the dis-integrated symptoms of trauma, which led me to go to trauma-based therapies. In those therapies, such as Hakomi and Internal Family Systems, we work to integrate the “parts” of the self. If the child-self has experienced a traumatic event, there will be a separation in the psyche.
That “part” may not feel safe anymore, or it may feel outcast, and it may stay that way well into adulthood. In the therapies, we don’t really ask the core Self if these parts can be included – if they can pull up a chair and join the other parts of Self and be accepted. To be explicitly clear, we don’t just want to include the parts, we want to integrate them. And the assumption is that they can all be integrated, we just have to look at the health of the system and restructure the psyche to integrate all the parts. We work to integrate the separated or isolated part. And we do this because wholeness is the entire purpose.
An integrated human, just like an integrated system, will operate much more functionally in wholeness. To me, inclusion depends on a part (or group of people) having been separated out, and then included back in. But integration speaks of wholeness and to me has a deeper intent.
I used to be a Special Education teacher. As many people likely know, each student who qualifies for special education has an individual legal document called an Individualized Education Plan (IEP in most states). The IEP will say how much time a student is able to sit in the regular classroom and access the curriculum from there versus how much time they need to be in the smaller special education classroom, to get all their needs – academic and social – met.
First I want to say, I think schools are doing the best they know to do, but I do question this model. When a student can go back into the “regular” classroom for their education, we call this “inclusion.” But the reason I question whether this is the correct way to do it or not is because, to my original point, the entire basis for this way of “including” is based in a model of first separating the children out. Why are the children separated? Why are schools set up this way? And what would an integrated model of education look like?
Well, I consult with a few such schools, and what we’re noticing is that student empathy and community actually increase when there is a model of integration. No one is the core group, and no one needs to be included back in, because the wholeness and coherence of the group were always the priority.
If we never separate out, then we don’t need to “include” back in.
And you may say, “Yes, but this idea is null and void because we do have exclusionary systems and women were and are treated as less than and people of color were and are discriminated against, therefore having less access to full equality.” And I would say: I know, I know, and all of that is still predicated on ideas of separation, which I’m just not interested in perpetuating. If I condone it, then I am constantly living my life within that framework, fighting against walls and barriers that will feel very hard to knock down.
I want to question the walls we fight against. I find that in my own life, as I question the structures, they simply begin to fall down, because I’m not believing that I am within them anymore.
I don’t want “inclusion for all” – because inclusion is inherently based in separation. You have to first be separate in order to be included again. What I am advocating for is the integration of all into a paradigm of Unity.
It’s a mindset shift of epic proportions. And it’s possible.
I keep going back to the example of the body and mind in trauma therapy. It’s not that I want to deny that the separation / trauma event happened. I realize that it did. But when I ask myself if I want to focus on inclusion of the outcast part, or if I want to focus on integration into the whole, I want the latter.
I want wholeness, integration, and connection. I believe we function better this way, and this is how we actualize the true Self, and this is how we can also actualize potential in community as well.
So what does this look like when we’re talking about groups of people, or organizational health, or the fact that black and brown people are still treated differently?
It means that we begin to design systems of integration rather than systems of inclusion. It means that we question the existing structure within which we are trying to “include” everyone. If inclusion feels difficult, or if it isn’t working, maybe let’s question and realize that these structures were not meant to support all people and parts. These systemic structures were built within a paradigm of separation. Therefore, they may not be the best thing to fit into. Do you want to be included into a system that was not healthy to begin with? Or do you want to make sure that an integrated system exists, and that everyone can operate with equity within it?
Again, I want the latter.
I want us to question everything, to question the walls that we stand within. I want us to have open dialogue about what our needs are, what kinds of collectives and communities we want to create, and I want to do this together. No one person (or group of people) can design systems that are inherently integrated. We need integrated groups of people to design and develop new integrated systems.
I believe that this is possible for our workplaces andcommunities. All members of the organization or the community would need to be considered and consulted in order to design an integrated, new, system that is capable of far more than the systems of the past. It requires us to redefine leadership, to move from old models of patriarchal masculine where there was a hierarchy or one leader, and to take team restructuring and shared leadership (or at the very least, stakeholder feedback) very seriously.
I am here for the work of it, and willing to facilitate new ventures such as this. I’m here to do the worthy work of analyzing organizational systems, asking what is dis-integrated and separate, and to work to integrate those parts – be it people, ideas, resources, emotions, races, genders – into new systems where separation is no longer the assumed framework.
Let’s build integrated systems within the framework of unity. Let’s do it together.
Sarah Poet is a truth seeker, a soul traveler, a former school creator turned feminine/masculine integration expert, and, as it turns out, a medicine woman for modern times.
It is Sarah’s mission to serve the true evolution of human consciousness, to integrate feminine & masculine on all levels, and to bridge us collectively from separation to connection, and to live a life of integrity and heart.
To this end, Sarah is a teacher, couples coach and Sacred Union activator, energy medicine practitioner, mentor, speaker, spiritual counselor, systems analyst, and new-paradigm leadership coach and business consultant.